MONZELLE FINANCIAL SERVICES

'Non-Bankable, Out-of-the-Box, Financing

Who We Are

We are a "solutions provider" of unique, Commercial Loan Programs for Niche, Non-Traditional, Non-Bankable, "Out-of-the-Box" and "Time of Essence" Projects for Real Estate Investors and Developers, Business Owners, (new and existing), Non-Profit Organizations (including Houses of Worship), and Ambitious Entrepreneurs.

While conventional financing programs are available, we are unique in our ability to offer creative funding programs best suited for those indivuduals who do not qualify, or would otherwise prefer not to deal with the delays and beauracracy associated with traditional bank financing.

Our specialty lending programs which is our primary focus, offers lending programs for unique properties and for unusual circumstances for a market we feel has been unfortunately neglected and grossly underserved.

As commercial mortgage and business loan placement specialists you can be assured of courteous, professional service, and since we are proponents of financial privacy, you will always know only a decision maker will have access to your personal information. Keeping this in mind you should know, we will never subject the integrity of your personal information or the confidentiality of your project details, to a casual, "shot-in-the-dark" type loan submission for any and all to see. You can feel confident in knowing we value our relationship with you as a client, and we will always conduct ourselves professionally as your ambassadors to our valued "Direct Lender" relationships.

We welcome you to our website and hope you will enjoy our "new look" as you venture throughout the site. Please remember to check back often as we continue to offer new and innovative commercial lending programs and creative products that are sure to set us apart from our competitors.

Our Contact Details:

MONZELLE FINANCIAL SERVICES
P.O. Box 841415 Pearland, TX 77584

PHONE NUMBERS: Tel: (281) 721 5170 Fax: (877) 254 8976

BUSINESS DEVELOPMENT MANAGER
Kent M. White, Managing Director
kmwhite@monzellefinancial.com

PROJECT SUBMISSIONS:
Commercial Real Estate Financing:..."Click Here"

Equipment Leasing and Financing:..."Click Here"

Asset Based / Trade Finance:..."Click Here"

Small Business (Non-SBA) Loans:..."Click Here"

Disclaimer:
It should be noted there is no representation on this website that should be construed as an offer to sell securities or an offer to make a loan on any particular terms. Loans are provided by third party lending sources. All loan applicants must submit a written application and any additional, lender required documentation which is subject to verification. Loan applicants must qualify under lender's underwriting requirements and satisfy all contingencies of loan approval. Some loan types may not be available in all jurisdictions and may be subject to change without notice. Unless otherwise stated, loan programs are for business and commercial purposes only. Some loan programs are available internationally in select, U.S. friendly, foreign territories, (case by case).

The subject matter on this website is for informational purposes only and in no way should be considered as an offer of legal representation or professional opinion. When making decisions about information obtained from this website, you should seek the advice of your attorney or professional advisor.

Please Note:
All information on this website is subject to change without notice.

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Niche Commercial

We are your one stop solutions provider for Private Commercial, Bridge Loans, Small Balance, Construction, Land Acquisition Loans, Land Developent Loans, Mezzanine, Commercial 2nds, Equity, Joint-Venture, and Opportunistic Capital.

Our "Private Capital" Specialty Lending Programs allows for opportunities to take advantage of "time sensitive" Construction and Land Development opportunities, and/or for acquiring, refinancing or renovating Commercial Real Estate. While these loans are short-term in nature and interest rates are higher than traditional bank rates, commitments are generally issued in 1-3 days, the funding process is quick, requires less paperwork, and closings can occur in as little as (10) "business days" or less after underwriting.

Additionally we offer Commercial Loans for Raw / Unimproved Land. LTVs are generally in the range of 40% to 70%, as determined by its 90-day "quick sale" valuation. Minimum Loan Amount: $500K

Commercial Lending Programs are available for...
Specialty # Single Use # Mixed Use Properties

These loan programs are particularly great for purchasing/acquiring or refinancing, "Unique" and/or "Environmentally Challenged" properties. Minimum Loan Amount $50K. Up to 30-Year Amortizations are available and most closings can take place within (30) days or less.

If You Require "Equity" or a "Joint-Venture" Partner, we can arrange Private Funds:
# To Acquire an existing, Income Producing, Commercial Real Estate Property?
# For a Land Development Project or for Commercial Construction or Renovation of an "Income Producing" Property?
# For a Mixed-Use Commercial Development, CondoTel or Condo-Conversion Project?

Submit Your Project Today! ...And REMEMBER...
WE ARE YOUR ONE STOP FUNDING "SOLUTIONS" PROVIDER.

SO CONTACT US IF...
You are seeking to acquire or refinance a "unique commercial" property.

CONTACT US IF...
You have a "Balloon Note" that is due or near term.

CONTACT US IF...
You are seeking to refinance out of your SBA loan.

CONTACT US IF...
You are seeking development, investment or construction capital.

CONTACT US...
Even if you do not see it listed here, chances are we can get it done.

CONTACT MONZELLE FINANCIAL SERVICES FOR YOUR COMMERCIAL FINANCING NEEDS. We Are Ready, Willing and Able To Arrange A Custom Program for You!!!
"PLEASE CLICK HERE TO SUBMIT YOUR PROJECT TODAY!"

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Reserved Funds

DO YOU HAVE A GREAT PROJECT BUT LACK THE RESERVE REQUIRMENTS TO CLOSE THE TRANSACTION?

DO YOU REQUIRE "Seasoned Funds" on Deposit?
DO YOU NEED "Proof of Liquidity" or "Collateral"?
ARE YOU short on needed funds for Net Worth or Bond Requirements?
DO YOU REQUIRE Reserved or Blocked Funds for Investment ?
DID YOU KNOW you can rent these funds for as long as you require them?
FUNDS CAN BE AVAILABLE IN LESS THAN (10) BUSINESS DAYS

# There is NO CREDIT CHECK
# There are NO FINANCIALS REQUIRED
# FUNDS ARE PLACED in a Bank Account in Your Name
# FUNDS CAN be Used for Any Legitimate Purpose

One Month Minimum Rental Requirement
(Discounts available for consecutive months)
Amounts Available from $100,000 up to $350M+

THIS PROGRAM IS AVAILABLE WORLDWIDE!!!
PLEASE "CLICK HERE" FOR DETAILS...

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HOT! What's New

"COMMERCIAL PROPERTY OWNER SHORT-TERM MONETIZATION PROGRAM"

Do you own "Income Producing" Commercial Real Estate that is "free and clear", (no liens or encumbrances)? Are your tenants "exclusively commercial', and have annual lease contracts? Are you seeking a funding solution to utilize some of the equity trapped in that property without the risks or hassles associated with traditional bank financing?

We may be able to help you through the use of a unique program which utilizes private capital to provide these funds for you. Minimum $5M. The entire funding process from the initial request for funding, to closing the transaction, can occur in as little as (10) business days or less. "Click Here" For Details...

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"COMMERCIAL REAL ESTATE PROJECT RESCUE FUNDS AVAILABLE"

We have access to Private Capital to help you rescue your Commercial Real Estate Development Project. These funds are available Nationwide. LTVs up to 60% on Improved Property and Up to 50% on Entitled Land. Funding in 7-10 business days.
"Click Here" To Sumbit Your Project Details...

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"PARTNER LIQUIDITY - MEZZANINE - JOINT-VENTURE - PREFERRED EQUITY"

This program allows existing real estate owners the ability to monetize the value of their real estate property or portfolio. It allows for maintaining identity of ownership without giving up operational control.

Additionally this program provides liquidity to holders of ownership interests in real estate transactions. Some of the benefits include:

# Allowing For The Re-deployment of Capital For New Investments
# Restructuring Balance Sheets
# Recapitalizing Investments
# Providing Existing Partners With An Exit Strategy
# Solutions For Those Restricted By Pre-Payment Penalties or Defeasance Costs.

The process is transparent and closings can occur in approximately 30-45 days.
Minimum Funding Amount $5M...Please "Click Here" To Submit Your Scenario.

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"LIQUIDITY LINES" AVAILABLE FOR 'PRIVATE EQUITY FUNDS' AND 'HEDGE FUNDS"

Have You Turned Down Investment Opportunities While You Were Waiting On New Capital To Be Invested Into Your Fund?

Are Closings On Your Target Assets Delayed While You Are Trying To Raise Capital To Invest In Short-Term Assets?

Are You Investing In Asset Classes That Your Prime Broker Considers Ineligible?

Are Available Liquidity Lines Closing The Funding Gap?

Do You Need Portfolio Leverage That Works With Asset-Based Loans, Mezzanine Debt And Other Illiquid Assets?

Are You Managing A New Hedge Fund That You Are Building To Critical Mass?

In order to take advantage of time sensitive transactions or those transactions allowing for higher yields, it is imperative to have available liquidity to meet deadlines for closing transactions.

We have developed a strategic "Direct" relationship with a large, international, multi-billion dollar financial institution, to help Fund Managers take advantage of immediate investment opportunities.

Liquidity lines of credit can be structured for your organization through leveraging your portfolio of assets. Available Lines range from $5M up to $100M+ regardless of whether you are a newly created fund, or a well established (seasoned), fund. To Submit A Brief Narrative of Your Liquidity Requirements and For More Information On The Funding Process..."Please Click Here"

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"SECURITIES BASED LENDING"
FOR FINANCING COMMERCIAL REAL ESTATE"

Do you have difficulty obtaining conventional commercial real estate financing due to unusual or unique property types or environmental issues?

Is traditional real estate financing no longer appealing to you due to the red tape for loan approval, the high costs or the prepayment penalties?

Do you search for loan programs which enable you to flip properties with the least amount of hassle and for the minimum amount of expenses?

We May Be Able To Help!

We have recently been invited to market a unique program in which you can use your "Eligible" Investment Portfolio as collateral for a loan. Eligible investment portfolios include: Most non-retirement and non-custodial accounts

This is a "Direct" Strategic Relationship with one of the largest Investment Banking Firms in the World.

The proceeds of the loan can help address the following issues:
# Difficult-to-finance properties
# Need for liquidity to address: Construction costs
# Purchase raw land
# Improvements on non-residential property holdings
# Bridging the purchase, sale or refinance of existing real estate holdings
# Cash out refinance on existing commercial properties

ADDITIONAL USE OF PROCEEDS INCLUDE:
PAYOFF DEBT
SEND A CHILD TO COLLEGE
REMODEL YOUR HOME
TAKE A DREAM VACATION

"Click Here" To Learn More About This Exciting Program...

Disclaimer: This loan program is being administered by a licensed NASD Securities Broker / Dealer. Monzelle Financial Services is not a licensed NASD Securities Broker / Dealer and in no way should any information on this website be construed to imply we are acting as such. When making decisions about this program or any of the loan programs we offer, including any information obtained from this website, you should seek the advice of your attorney or professional advisor.

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PLEASE CHECK THIS SECTION OF OUR WEBSITE OFTEN TO LEARN FIRSTHAND ABOUT NEW "NICHE" FINANCIAL PRODUCTS WE HAVE LAUNCHED, AND FOR UPDATES TO EXISTING PROGRAMS ALREADY AVAILABLE.

THANK YOU FOR VISITING OUR SITE!!!

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Church Financing

$150,000 - $500,000,000+ Available! ! !
Most Churches, Temples, Synagogues or Ministries with Operating Histories of Three Years or More Can Usually Qualify. If your Ministry Organization is less than (3) years old, "Please Click Here" to get more information about our Alternative Church Lending Programs.

Funds Can Be Used For:

New or Existing Church Facilities Purchases
New Church / Worship Center Construction
Church Renovation / Remodeling / Expansion
Family Life Center / Church School Construction

Debt Refinancing of Existing Loans
Debt Refinancing of High-Interest Loans
Debt Refinancing due to Foreclosure or Loan Defaults

PROGRAM HIGHLIGHTS:
# Most programs are based on the income and cash flow of the church
# Most programs do not require the personal credit of the Pastor, Trustees, etc.
# Most programs do not require additional co-signers or personal guarantees*.
# Loan terms can range from 5 to 25 Years, w / No Prepayment Penalties
# Up to 40-Year Amortizations are available
# Fixed and Adjustable Loans Available
# LTVs Up to 80% Available*
# Loans secured by commercial real estate owned or to be acquired by the Ministry
# Loan Amounts Available up to (3) times the previous year's gross income.
(i.e., if the Church's "2007 Gross Income" was $300,000, the Church or Ministry can qualify for a loan amount up to $900,000).
# Closing can generally occur within 30 to 45 days pending lender due-diligence and submission of a complete underwriting package.

We can arrange the structure of a loan program to meet the needs of your Church or Ministry Organization, regardless of whether or not your church is large or small, or falls somewhere in between.

Let Monzelle Financial Services help impact the growth of your church through our highly specialized and sophisticated church lending programs.

*Additional Restrictions May Apply.

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Asset Finance

For most companies working capital is essential to their businesses. It is the lifeblood of their business, a lifeline of sorts, and managing cash flow to continue operations can be a challenging task. From seasonal sales to rapid growth, any number of circumstances can add pressure to your existing capital. Thus, requiring the additional need for even more capital, and timing is essential.

Whether the need is for expansion or continuing ongoing operations, or to accelerate the cash flow from your accounts receivables and/or inventory to meet short-term obligations, Monzelle Financial Services offers a loan program for you.

We can help you acquire the working capital through a number of programs including…Accounts Receivable Financing ("A/R"), Equipment Leasing,
Factoring, Inventory Financing, or Purchase Order Financing ("PO").

"CLICK HERE" today so we can help get you underway to receiving the funds you need. Or click one of the links below for more specific information.

EQUIPMENT LEASING / FINANCING
ACCOUNTS RECEIVABLE / INVENTORY / "PO" FINANCING
UNSECURED CREDIT / BUSINESS DEBT RESTRUCTURING
Frame Agency
RedFrameKit
Altavista
Search Msn
Askjeeves
Overture
Dmoz.org

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E X T R A 1

Extra1: Your Name Company has developed 4 unique client packages which deliver multimedia solutions to organisations seeking to address their staff training needs. Each client package is preceded by a "Needs Assessment Program" as developed by Horward University Staffing Management Group in association with Your Name Company and affiliate Lion Beckman Pty. Ltd. UK.
The Needs Assessment Program is structured to effectively document client staffing positions as they currently exist and deliver recommendations for future consideration in design and implementation of staff education and training programs. Internationally acclaimed for its efficient and effective outcomes, the Needs Assessment Program will ensure concise goals can be established and achieved for clients of Your Name Company. Federal Funding can be obtained under the guidance of the various State bodies that administers "The Employment Training Act 1998"

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E X T R A 2

Extra2: Your Name Company has developed 4 unique client packages which deliver multimedia solutions to organisations seeking to address their staff training needs. Each client package is preceded by a "Needs Assessment Program" as developed by Horward University Staffing Management Group in association with Your Name Company and affiliate Lion Beckman Pty. Ltd. UK.
The Needs Assessment Program is structured to effectively document client staffing positions as they currently exist and deliver recommendations for future consideration in design and implementation of staff education and training programs. Internationally acclaimed for its efficient and effective outcomes, the Needs Assessment Program will ensure concise goals can be established and achieved for clients of Your Name Company. Federal Funding can be obtained under the guidance of the various State bodies that administers "The Employment Training Act 1998"

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